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COVID-19 pandemic lesson

COVID-19 pandemic has taught us an important financial lesson. It has become crystal clear now that whether you are earning by monthly salary or through your professional income, it should be one of the sources of income and not the only source of income. To open up another channel of income, savings alone is not sufficient but persistent and intelligent investment is the key to taste the fruit of success. Investment in Unit Trust Funds and Shares are two important classes of investments that has got the potential to make you rich. I have seen many persons complaining that they are not getting good returns from Unit Trust Funds. The correct choice of funds, timing of entry and exit from the Unit Trust, Systematic investments, and periodical review are the four key factors to get good returns from Unit Trusts.  If you want to learn more details about Unit Trusts in a highly simplified manner, just call us and book a consultation which will make you very confident while investing in ...
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TIME VALUE OF MONEY

  One of the most fundamental concepts in finance is that money has a “time value.” That is to say, money in hand today is worth more than money that is likely to be received in the future. For example, if you are offered the choice between having Rs. 10,000 today and having Rs. 10,000 at a future date, you would prefer to have Rs. 10,000 now. By accepting Rs. 10,000 early, you can put the money in bank and earn some interest. Thus, the time gap allowed helps us to make money. This incremental gain is time value of money. The Time Value of Money concept is grouped in two areas: Future Value and Present Value. Future Value is the method of discovering what an investment today will grow to in the future. Present Value on the other hand is the process of determining what a cash flow to be received in the future is worth in today's value.
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Let's learn about Unit Trust Funds.

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